Financing

Offered Through Lilypay

Lilypay provides funeral loans and financing options with a difference: no interest charges, just a simple service fee. Apply today in minutes by answering a few simple questions, inquiries will not affect your credit score.

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How It Works

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STEP 1

Apply Online In Minutes

It only takes a few minutes to apply for a funeral loan with Lilypay. There is no impact on your credit score.

STEP 2

Get Approved & Funded Fast

You’ll receive a decision instantly. Funds are sent directly to the funeral home so you can focus on what matters.

STEP 3

No Stress Arrangements

Plan a meaningful tribute with Lilypay covering initial costs, so you can focus on what matters.

STEP 4

Choose A Flexible Payment Plan

Once approved, you’ll see personalized financing options. Select the plan that fits your budget. 

Your Loved One Deserves A Dignified Goodbye

We’re here to help you cover the cost of funeral services with fast, reliable funeral loan options. Ready to get started?

  • Competitive and Transparent Pricing: Our fees are minimal compared to traditional credit card charges and life insurance assignment funding, ensuring you receive maximum flexibility without the added cost.
  • Initial Fee Structure: A nominal fee is included in the first installment, due at the time of purchase, keeping the process straightforward from the start.
  • Late Fee Policy: To maintain fairness and promptness, a late fee is applied only 24 hours after a missed installment, allowing a grace period for unforeseen delays.

Lilypay vs. Traditional Options

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Lilypay

Flexible Funeral Payment Options

Credit Cards/Loans

Personal Funeral Loans

Credit Check

Soft Pull, No Impact on Score

Hard Pull, May Lower Score

Interest Rate

No Interest, Flat ~8% Service Charge

Variable APR, Often 15-30%

Loan Limits

Unlimited (based on funeral cost)

Typically Capped at Set Limits

Approval Speed

Same Day Decision

May Take Days to Approve

Late Fees

Fixed & Reasonable

High & Variable Late Fees

Repayment Terms

Predictable, Fixed Installments

Revolving Credit, Minimum Payments Increase Debt